Update on KM and DR

Well, we are officially on BS2 with DR! We have one car payment as of April 1st as hubby’s car will be paid off next month!! All that money will be directed to our debt snowball. We have started sinking funds for household, car, etc.

I met with our financial advisor a couple of weeks ago and we’re on track for retirement. Whew. It’s nice to see that in black and white vs. just thinking you are ready.

I have to sell a few more things. I have two sewing machines for sale, a MacBookPro, 2 Apple TV’s and 2 Blu-Ray players. I have a few purses listed for sale also.

I have been writing down our monthly savings for the No Spend 2017 and it’s ridiculous that we never noticed that much money leaving our hands. Target and Amazon are definitely the culprits. We did spend some money replenishing items necessary clothes and house wise. But, compared to what we were spending, not knowing where our money was going, it was not that much.

We decided to not join any wholesale clubs and not to renew with BJ’s. I went to Costco and looked around and I actually was surprised that BJ’s had more of a selection of most things. In the long run we are using Amazon Subscribe and Save and Prime Pantry for things that we would have gotten at BJ’s. I know that some of the money saved in January was from that alone. I always overspent in there. Even if I stuck to my list.

Hubby moved into my old office and I’m slowly going through the items that I left in the closet since the move. I have a lot of things to give away, but, I also have some scrapbook things to sell. I did go through the other two spaces last month, this month I just have the board games to go through. Plus we are getting rid of a lot of paperwork from a car accident, so that will clear up A LOT of space in a storage bin that I can use for really important things that I want to save. I go through and scan in documents and art work, I save those to a hard drive. That saves SO MUCH space it’s unbelievable.

I closed down our safe deposit box at the bank. This saves $100 a year. Not much, but, since I would have to wait for someone to let me in and I actually forgot about all the things that were in there, it’s better this way. Less aggravation is always better.

I’ll check in again next month!


Homemade BBQ Sauce

Over the weekend I made a really easy and great tasting, BBQ sauce. This was enough to cover the pork roast and a little leftover. I’ll make up a double batch and put it in some jars to use on other things.


1 (15 oz.) can tomato sauce
1/2 cup apple cider vinegar
1/3 cup honey or agave nectar
1/4 cup tomato paste
1/4 cup molasses
3 Tbsp. Worcestershire
2 tsp. liquid smoke
1 tsp. smoked paprika (I used regular paprika and it was just fine.)
1 tsp. garlic powder
1/2 tsp. freshly-ground black pepper
1/2 tsp. onion powder
1/2 tsp. salt


Whisk all ingredients together in a medium saucepan. Bring to a simmer over medium-high heat. Reduce heat to medium low and simmer (uncovered) for 20 minutes, or until the sauce has slightly thickened.

Use the sauce immediately, or refrigerate in a sealed container for up to 1 week.


KonMari and Dave Ramsey

This year I have to just clean out one cabinet in the kitchen, one shelf in the basement storage area and go through our board games and card games. I just cleaned out my sewing area. I have two sewing machines for sale. I condensed my sewing items so much that I actually have some more storage boxes that are empty. I loaded up my truck the other day and brought a lot of photo frames and other items to donate. We have two Blu-Ray players for sale and 2 Apple TV’s also! Once I go through our cabinet, I’m sure there will be other things for donation or for sale.

Since we’re at the end of the road with KonMari, we decided to start on the Total Money Makeover with Dave Ramsey for 2017.

2017 is a NO spend year. Unless it’s absolutely necessary for work or groceries/household items, it will not be purchased. We went through our budget and we couldn’t account for quite a bit of money going out of our bank account.

Hubby has a business wardrobe that needs some things replenished throughout the year. I literally am set for clothes. Even after giving away items, I still have enough to last all year without buying anything.

Cash is our friend. We’re at the beginning of the stages, BS1 is underway though!

We have a car being paid off in a couple of months and hopefully we’ll have a tax refund to get BS1 complete!

Our goal for this year isn’t that difficult. Since I’m the one that usually goes shopping for the house and food, I just have to stick to the list and stay away from buying things that aren’t necessary. Amazon and Target seem to be the easy places to stay away from. We do have subscribe and save through Amazon, which is something that I recently edited to only necessary items per month. We are letting our BJ’s club membership expire and I’ll look at Costco later this month. I feel that BJ’s is limited with certain things. I’ll see if Costco meets our needs for bulk items. But honestly we use Amazon for most bulk things each month. It just seemed like a of time, gas and money to get to BJ’s each month. My usual amount spent could be directed to something else, like a bill or savings.

I’ll check in next month with an update!


Hummus Recipe

My daughter creates this amazing hummus in my Vitamix. So good anytime and so easy! You know exactly what’s in it too! Get some amazing crackers or pita chips and enjoy!

1 can chickpeas, drained
2 medium cloves garlic
Dash of paprika
2 tbsp of lemon juice
3 tbsp of tahini (optional)
1/4 cup olive oil. Add more if you need to loosen up the humus.
Pinch of salt.